Homebuyer 10 Commandments


Thou shalt NOT change jobs, become self-employed or quit your job.


Thou shalt NOT co-sign a loan for anyone.


Thou shalt NOT buy a Vehicle.


Thou shalt NOT use charge cards excessively or make late payments on ANY of your accounts.


Thou shalt NOT spend money you have set aside for closing.


Thou shalt NOT omit debts or liabilities from loan application.


Thou shalt NOT buy furniture, appliances, or household items before closing.


Thou shalt NOT originate any inquiries into your credit.


Thou shalt NOT make large deposits without first checking with your mortgage consultant.


Thou shalt NOT change bank statements.

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NMLS ID 1558861

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs.   First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.

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