Purchasing A Home? Know Your Loan Options!

When purchasing a home finding the right loan program can save you hundreds of thousands of dollars over the life of the loan.  Therefore, it is very important to that you know your loan options and the pros and cons of each loan program. Today we are going to look at...

What Is Reported On My Credit Report (and What Isn’t)

I was fishing with a friend of mine a few weeks ago and we were talking about credit. He mentioned that he had a good score and that he had “11 credit accounts”. Questioning him some more I came to find out that he had only a credit card and a student loan that he was...

First Time Home Buyers- Free Money for Down Payment

The biggest problems many first time home buyers face is coming up with money for down payment and closing costs. Even when using a 0% down payment program we will still to need to bring money to the table for closing costs. Luckily first time home buyers can get into...

What is Homeowners Insurance and Why Do I Need It?

You just went under contract for a home and your lender is telling you that you must obtain homeowners insurance. You immediately start asking yourself questions. “What is homeowners insurance?”  “Is homeowners insurance mandatory?”  We as the lender will require...